Fresh Start Loan Program

The Metro Fresh Start Program loan is designed to help people who might need a fresh start.

This loan is geared toward improving credit or to consolidate credit card/unsecured debt, and or pay off existing payday loans. Borrow between $2,000 and $5,000, credit scores will not be used in determining loan approval. 


Apply for the Fresh Start Loan through Metro Community Development.


Show a capacity to repay the loan repay with stable and consistent income.


Complete financial counseling with a plan of action, goals and a budget.


Pay off the loan within three years.

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