Fresh Start Loan Program

The Metro Fresh Start Personal Loan Program is designed to help people who might need a fresh financial start.

This personal loan is geared toward improving credit or consolidating credit card/unsecured debt, or paying off existing payday loans. Borrow between $2,000 and $5,000.


Apply for the Fresh Start Loan through Metro Community Development.


Show a capacity to repay the loan with stable and consistent income.


Complete financial counseling with a plan of action, goals, and a budget.


Pay off the loan within three years.

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